Posted on 09/08/2009 10:37:54 PM PDT by 2ndDivisionVet
Access to health care is a manufactured problem. Any citizen who lacks the benefits offered by a private health care insurance plan can still receive competent medical care. This is a fact, and it is not addressed in the public debate because of the powerful political implications it has for elected and administrative operatives who dictate public policy.
The realities of capitalism and free enterprise impact the health care access question, just as they impact every other aspect of life in the United States. Those who can afford a private insurance plan receive better care than those who do not. Those who can buy a better house, a flashier car or private education are currently free to do so. Those who can’t, don’t.
It is a baldfaced lie that citizens in this country do not have access to health care. Unscrupulous politicians are exploiting the fears of average citizens that are created by the class warfare mentality that thrives in our society. We have a mature, well-endowed and institutionalized health care safety net in this country, and the use of old-fashioned class warfare to obfuscate the truth is obscene and reckless.
Health care reform has nothing to do with health care and everything to do with power and control of the masses by the government to achieve political goals.
BTTT
I cannot believe the far left, liberal Dayton Daily News actually printed this letter. That is absolutely amazing.
What you say is true, HOWEVER, there is still a problem with coverage...
The problem is not so much for the people on the low end of the scale, they can, and have for years, been guaranteed health care. it’s for the middle class, people who have worked hard all there lives and have accumulated resources for retirement. These folks, in order to get health care without insurance, must first go broke.
They have to go through all of their resources before they can get “free” health care. Maybe that’s fair, but it puts a lot of seemingly unnecessary stress on folks who have chronic conditions.
My healthcare for instance has a 1000000 dollar lifetime payout. Sounds like a lot, but with current hospital rates you can go through that in 6 weeks...
I read this in the rag today and was cheering the writer. He did a great job.
One has to wonder about the way that rates have climbed through the ceiling. In 1965 my father got a private room in a decent city hospital for $20 a day. That’s something more than $100 a day in today’s dollars, or the price of an upscale motel l room. My guess is that Medicare has pumped so much money into the system that it has driven costs way up.
The sad part is that hospitals are being forced by the government to give care to the uninsured, illegals and anyone who cannot pay. This has driven up the rates they do charge the insured and those middle class folks who have no insurance. Those without insurance have to pay 100% of the rate for any care they receive, not the negotiated rates the insurance companies hammer out with the providers. If you addressed this cost shifting imposed by our government in the first place, many of these outrageous charges would come down to reality in line with those negotiated rates the hospitals do receive. This government who caused the problem in health care now wants us to trust them to fix the problem they caused with another one they will more than likely cause.
“Health care reform has nothing to do with health care and everything to do with power and control of the masses by the government to achieve political goals.”
I think the statements that the science czar has made for which he is under fire are the most telling about what their real intent is, especially when we are staring massive budget deficits and the dire economic consequences that come with it in the face largely as a result of social programs, the centerpiece of their ideology.
Instead of getting rid of the social programs which will tear their coalition apart, they will control the population reliant on federal programs as a means of controlling cost. After all, dead people don’t collect social security or medicare and when they vote it’s almost always for a democrat.
It’s a sick a twisted way of dealing with the socio-economic problems they created and it took a long time for me to be able to understand it simply because every human life means more to me than a vote and tax money.
I hear these stories about middle-class risks but don’t see them for people I know. My mother and mother-in-law are in their mid-ninties. Neither was ever anything but “middle-class”, but they and their husbands were frugal people. They saved money, owned houses, which are now the source of their funds and long since sold. Their health insurance costs $225 per month each, which they easily pay from their SS and income.
They are in decent health but when they have issues, they pay next to nothing for their medical care. Both pay a little for medication, but that’s all.
Sure if they become infirm and need full time nursing care the costs can go up, but they have money to pay for their end of days. If that runs out, those of us in the next generation will have to pay, but it won’t kill us, and we owe it to them.
They and we don’t need help to manage this. I think most normal people don’t either.
Those without families or catastrophic illnesses can be handled as special cases, but we don’t need everyone rescued with a totally new system.
That’s what the letter writer is saying.
Amen! Dems want to keep us focused on the "public option" and the "trigger option". They are terrified that ordinary people will read the enormous remaining part of the bill that is designed to boost union memberships, prop up union retirement funds and funding to ACORN-like agencies. In other words, it grows Democratic voter rolls.
I was referring to those below the retirement age... those under 65.
Heart bypass surgery often exceeds a quarter million. What’s in your wallet???
Well then, maybe you are being irresponsible by not having more coverage? I am digging at you a little and not trying to insult you.
The fact of the matter is life happens.
You cannot possibly plan for every event in your life. Life happens.
You cannot possibly purchase insurance against all catastrophies. You will go bankrupt and may purchase too much insurance wasting valuable money. And again life happens.
Even when I had so called “health insurance” it came with prohibitions, permission slips to see the next doctor, deductibles (that means $$$$ and lots of $$$ out your pocket that the insurance company will not pay), minimum or standard care disclaimers (again $$$$ and lots of it, maximum allowable (and again with the $$$ and lot of it) the list goes on and on and on.
The insurance companies aren’t stupid either. They could not possibly cover everyone and everything. Why? They would go broke.
See, the way insurance companies work is off of a pool of money called arbitrage. So long as there are more premiums coming in than money going out, they can keep up this semi and legal Ponzi scheme.
You (everyone) on the other hand have handed the insurance company more than $3,000 per year over a lifetime and you think what? They are going to look back over your history and say to themselves “Well, he has been a good guy over the years. No claims, very few claims, etc and whatever”.
Do you really think that?
The insurance company looks for dis-allowables all the time.
The insurance company looks for standard care provided scenarios you fall into. (I have been there and I ended paying for the rest of the care and got it done when I wanted it done without a permission slip from the insurance company)
The insurance company only covers so much, after that you fall out of scope of the coverage provided.
The insurance company will only pay so much for a given condition. Like gall bladder surgery. They will only pay up to $5,000 based on a whole host of conditions and then you pay the balance, plus your deductible that is about $9,000 out of your pocket. Don’t like the terms? Suffer or pay your share.
What total coverage or miracle of free care are people looking for? Go to the clinics or emergency rooms. You don’t have money and want to avail yourself of free care? No problem, have seat in the waiting room, we’ll get to you soon.
What does soon mean to you? A couple of minutes, 15 minutes or realistically, more like a couple of hours or all day.
Question: Since when does a right, even a manufactured right, become a commandment? We have been told, repeatedly, that it is every American’s right to have health insurance. Aside from the fact that the statement is a flat out lie, why then are there penalties for anyone who does not sign up for the government plan?
“Well then, maybe you are being irresponsible by not having more coverage? I am digging at you a little and not trying to insult you.”
I worked for the same company, Hewlett Packard, for 33 years until I retired. We still get their insurance in retirement (though I pay a small amount for it).
SO, in my entire life I’ve not been in a position to choose my own coverage. The company I worked for did the choosing... I have to say, that it’s been pretty good insurance over the years. It’s changed lately though.
The good news though is that In 2 years I’ll be old enough for medicare. The wife is on Medicare now, and our insurance is secondary for her. She has a better deal than I do.
In her case, since medicare is primary by law, our insurance only picks up the 90% of the difference in what Medicare allows and what they pay. So our insurance automatically gets the Medicare discount and ends up paying 90% of the 20% that Medicare doesn’t pay. Good deal for them...
Hmmph. That is a good deal.
“Hmmph. That is a good deal.”
Yes it’s a good deal for them. They collect the premium and pay practically nothing....
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.