Posted on 08/13/2009 10:02:46 AM PDT by Nachum
With Congress now in recess, the debate over health-care reform has moved to each member's home district. The American people have rightly been asking elected officials many probing questions. While few Americans deny we need health-insurance reform (too many people lack adequate coverage), most believe we receive the best quality health care in the world and do not want to see it compromised.
(Excerpt) Read more at online.wsj.com ...
The premise is wrong.... since when do we decide that “too many” people have inadequate insurance. NOTE they do not say no care. In fact the system would be just fine with the following three adjustments
a) Tort reform -— get the vultures back into their cages
b) End government mandates —— we don’t need no dirty stinkin badges
c) medical savings accounts
Not surprisingly, Mr. Miller gets it wrong. He characterizes the primary problem as, “too many people lack adequate coverage.” Well, if that’s the problem, then Obamacare is the solution, since it would provide ‘coverage’ to millions who don’t have it now.
I think the problem is not too little insurance, but too much insurance. Consumers don’t pay, directly, for medical services, so they are not incented to make the best choices. Providers dance to the payers’ tune, so providers are not responsive, particularly, to customers.
The payers, insurance companies mostly, operate as semi-monopolies, due to counter-productive regulation. Their only real objective is to minimize outlay.
And it wouldn’t be that hard to start to change this.
“Mr. Miller, a gentleman is on the phone insisting to speak with you right away. He says he is the Pay Czar.”
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