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For modest earners, relief repaying student loans
AP ^ | Sunday June 28, 2009, 7:27 pm EDT | Candice Choi,

Posted on 06/28/2009 5:06:49 PM PDT by BenLurkin

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1 posted on 06/28/2009 5:06:49 PM PDT by BenLurkin
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To: BenLurkin

Sallie Mae repayments were reasonable for graduates a few years ago at 2-3 percent interest. However, about 2003 or 2004, the interest jumped to 7 or 7.5%.


2 posted on 06/28/2009 5:15:45 PM PDT by lilylangtree (Veni, Vidi, Vici)
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To: BenLurkin

If the marxist’s get control I could forsee the government forcing those in debt to work for them to pay off the loans.


3 posted on 06/28/2009 5:18:56 PM PDT by huldah1776 ( Worthy is the Lamb)
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To: BenLurkin

so this means that the “poor” will pay nothing for school...add that to all their grants — free college. just make stupid decisions and wind up poor and the government will give you free healthcare, college, you name it.


4 posted on 06/28/2009 5:20:40 PM PDT by applpie
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To: BenLurkin
...anyone with a federal student loan can apply for a program, run by the Department of Education, that caps monthly payments based on income, and forgives remaining balances after 25 years. Those choosing to work in public service could have their loans forgiven after just 10 years.

"Every government interference in the economy consists of giving an unearned benefit, extorted by force, to some men at the expense of others."
-- Ayn Rand

5 posted on 06/28/2009 5:20:44 PM PDT by Iron Munro (Obama as President is like hiring a mechanic who never saw a car before.)
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To: BenLurkin

What a fool I was paying mine off.

Just like making my mortgage payments on time and never taking equity out of my home.

*DOH* I could have gone on a worldwide cruise and lived like a king!

Responsibility: It’s for suckers.


6 posted on 06/28/2009 5:21:21 PM PDT by freedumb2003 (Communism comes to America: 1/20/2009. Keep your powder dry, folks. Sic semper tyrannis)
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To: BenLurkin

Why bother spending 4+ years of your life earning a degree if it isn’t going to help you land a decent paying job?

Maybe it is time to stop bailing out people who went to college for the wrong reasons.


7 posted on 06/28/2009 5:23:56 PM PDT by bornred
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To: freedumb2003

Ditto that. I think I finished paying GSL’s from graduate school (mid-1980’s) in 1997. It was a reasonable deal then, but since that time tuition has risen to outrageous levels, even at state schools. Why? Because there is an endless supply of students who can borrow the tuition. Obama has claimed that we need to replace loans with financial aid (direct grants) - which just enlarges the pool of post secondary students, which just fuels tuition inflation.


8 posted on 06/28/2009 5:27:40 PM PDT by Wally_Kalbacken
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To: berdie

later


9 posted on 06/28/2009 5:33:50 PM PDT by berdie (Philosophies of the school room in one generation will reflect the government philosophy of the next)
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To: BenLurkin

You can go to Harvard and pay $50,000 per year to become a public school teacher or social worker. Now that cost is passed on to taxpayers.


10 posted on 06/28/2009 5:49:16 PM PDT by Tai_Chung
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To: Tai_Chung

Yep. “Public service” is going to be defined as any government job, or a job for a non-profit doing liberal-approved things.

We won’t just be subsidizing teachers and cops; we’ll be subsidizing gov’t payroll parasites and left-wing activists.

I just got a nursing degree, started when it was a guaranteed job. Now new grads can’t get hired. If/when I ever do, I wonder if I’ll qualify? Not that it would help much ; I’m only 5k in debt officially, considerably more to my mother, and I’m not stiffing her.


11 posted on 06/28/2009 5:57:04 PM PDT by heartwood
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To: Wally_Kalbacken
And when students take out loans and grants, they're using it to pay bills and buy cars and crap. When I went to college, I knew a bunch of students who would use their leftover financial aid checks to party. Here's what I would propose:

(1) Abolish all federal grants and scholarships. Let the private sector dole out grants to deserving students
(2) Federal aid should only be used for tuition, books and other applicable course-related supplies
(3) The government should create incentives so people can borrow directly from their lenders instead of going through the Dept of Ed. The interest rate could be lower, or some of the money borrowed could be tax-deductible for example.

12 posted on 06/28/2009 6:17:50 PM PDT by Extremely Extreme Extremist ("President Obama, your agenda is not new, it's not change, and it's not hope" - Rush Limbaugh 02/28)
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To: BenLurkin

So in other words all those art history majors who racked up six figure student loan balances and who are now barristas at Starbucks will be rewarded for wasting the government’s money on useless degrees.


13 posted on 06/28/2009 6:20:42 PM PDT by Non-Sequitur
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To: BenLurkin
Or you can be a responsible adult and meet your obligations as an honest person who's as good as your word.

Your choice.

14 posted on 06/28/2009 6:51:41 PM PDT by muir_redwoods ( How come when I press "1 for English" I still can't understand what's being said?)
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To: bornred
Not a lot of jobs available when u have a degree in Underwater Basket Weaving...even with a PHD in it..
15 posted on 06/28/2009 6:51:51 PM PDT by M-cubed (Why is "Greshams Law" a law?)
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To: BenLurkin
Sure why not make it easy,if you are a minority you go for free and Then no income tax for 7 years, no interest SBA loans and if you are too stupid to run your business a Government agent will help you for free dealing with the White businessmen,food,housing,medical,Government contracts..Sound Crazy??? They did it before!!!
16 posted on 06/28/2009 6:56:03 PM PDT by Cheetahcat (Zero the Wright kind of Racist! We are in a state of War with Democrats)
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To: BenLurkin

How nice for them that I can SO Wicked afFORD to do this!!!!!!!!


17 posted on 06/28/2009 7:22:54 PM PDT by Humble Servant (See y'all in the Gulag.)
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To: M-cubed

Sensible public policy doesn’t reward people for getting useless degrees. We need graduates who can help America compete in the global economy.

Especially in light of the fact that we are headed for demographic implosion within 15-20 years.


18 posted on 06/28/2009 7:30:33 PM PDT by bornred
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To: bornred

A degree is not a free ticket for a job. Even people with law degrees and engineering degrees are unemployed today.


19 posted on 06/28/2009 7:35:28 PM PDT by jerry557
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Comment #20 Removed by Moderator


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