“It was very convoluted and I still don’t really understand it. I told the lady on the phone that I was being punished for having a home paid off, no car payment, and one stinkin’ credit card?”
That’s BS!
The only thing i’ve ever paid interest on in my life was our first home and it’s been paid off for 20 years.
We have one CC wirh a $30k limit and always pay it off in full every month as soon as the statement is available.
Last month I got a notice that my maximum was cut in half to $15k and I called them and after talking to them for a few minutes got it raised back to the $30k.
He mentioned my credit score and I asked what it was. He wouldn’t tell me but said that it was within the upper 10%.
I reduse to pay to find out what my credit score is since I never borrow to buy anything and never have in my life including my airplane and the condo we are currently living in.
I hate these CC companies with a passion. HATE THEM! I am trying to do the right things. It just aggravates me that everytime I turn around it costs me more.