“So there really is no way to say that any government plan will “fix” any problem found in private insurance.”
I never said it would. I never advocated socialized medicine. I DID say that if the GOP doesn’t solve pre-existing condition issues on small business and individual policies with a proposal of their own we’re getting socialized medicine whether we like it or not.
“YOU ARE WRONG! An HSA will cover just about ANY medical expense known to man.”
Wouldn’t be the first time I’ve been wrong, however, I’m not wrong about HSA’s NOT losing money on the insurance - so it is not a solution for pre-existing conditions.
Please Mr. Health Insurance Man, at least admit that much!
An HSA plan is 2 DIFFERENT financial products:
A high deduct able insurance policy
PLUS
A Savings Account.
That, basically, is what Obama will do, trust me.
Insurance would cost about as much as many of the uninsured spend on beer, cigarettes and lottery tickets every month.
They CHOOSE not to buy health insurance -— until they get sick!
Also, many people decide not to “buy” Medicare Part B. The government makes them WAIT until an enrollment period rolls around, if they don't buy it when it is first available to them. And even then, they have to WAIT for the coverage to kick in. This applies to EVERYONE who does not follow the rules and sign up when they turn 65, or when they drop group coverage after 65.
Medicare has a SEPERATE phone line for “coordination of benefits” or DENIAL OF CLAIMS due to:
Homeowners policy liability
Auto policy liability
Workmen’s comp liability
Medicare does NOT cover experimental surgery.
Medicare will NOT pay for transplants in every case. The case must justify itself based on the lifestyle of the patient and chances for success.
We never hear about it when a government insurance plan does not pay a claim, but -—
It happens thousands of times a day! Also, if Medicare DOES pay your claim, and you later win a lawsuit against another driver, your employer, etc, Medicare will ATTACH PART OF THE JUDGEMENT --- And they have every right to do so! However, when private insurance does this, ignorant members of the media scream!