I have a “catastrophic” health policy, which begins to pick up the tab over $100k. It’s pretty cheap. Everything else is out-of-pocket. It’s cheaper than those 80/20’s.
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Catastrophic is the way to go. I spend less on my health care every year than I would by paying for health insurance premiums.
yep, catastrophic is the way to go.
It is better than going without anything.
I don’t know what people did before insurance,,perhaps things weren’t so expensive. Certainly we pay more for high tech, new treatmens and the litigation problems.