[DevNet]

Too much credit helped us get into this mess in the first place.

[Tailgunner Joe]

Too much regulation got us into this. It just happened to be regulation forcing banks to give credit to risky borrowers. More regulation won’t solve the problem regulation caused.

[ma bell]

hmm, my credit card debt was hmmm $45 last month and I only maintain two of them. It is called RESPONSIBILITY!!!! and wow, I paid that "$45" off balance in full last month... IT IS CALLED RESPONSIBILITY... Only spend what you have in your BANK ACCOUNT, not on yoru line of credit.

If I can't withdraw it from my bank account, I don't buy it. unless it is a Car or House of that size.

Jeeesh, people. I don't make millions or even six figures but I manage my money just fine.