Furthermore, you got a form. So what.
The important questions you ignore are: Did you get a PCP?
Did your rates go up? Did you get immediate care?
The rest say: No. Yes. No.
The important questions you ignore are: Did you get a PCP?
The point is, I was able to get individual coverage equivalent to my prior employer provided coverage at similar (actually lower) cost without having to go through any process more complex or onerous than I did to choose coverage at the prior employer. And, yes, I kept my PCP.