Perhaps this advice from Saturday Night Live will give Mr. Orszag a bit of valuable insight about how money works...
http://consumerist.com/consumer/clips/snl-skit-dont-buy-stuff-you-cant-afford-252491.php
In fact, it should be required for anyone applying for a mortgage! (Required by the bank, NOT the gubment.)
Where does Bam Bam find these losers. One of Orszag’s proudest achievements was that he was a consultant to Iceland’s Central Bank. It is quite obvious he want to do for the US what he did for Iceland and send us into bankruptcy!