[Moonman62]

Most investors sustained serious damage to their wealth last year -- damage that, in many cases, will be difficult to recover from. Certainly Wall Street titans, reckless lenders and irresponsible home buyers all deserve their share of the blame.

I wonder why he left out the main culprits, the politicians, of both parties.

[Uncle Miltie]

"Most investors sustained serious damage to their wealth last year -- damage that, in many cases, will be difficult to recover from"

If so, then they were improperly invested.

One should match their investments to their spending obligations. If you can't stand the risk of loss (heat), stay out of the stock market (kitchen).