don’t think that it sounds stupid or evil. I wouldn’t want to loan money to somebody who appears to be spending it at adult establishments either and is apparently too stupid to realize he should be paying cash for items he doesn’t want the wife to know about.
This isnt information going to the wife, the spenders are being tracked as part of an over all evaluation.
It’s going to be on the credit card statement, which the wifey might very easily see or find out about = stupid.
It also doesn’t change the fact that somebody who is putting their party life on plastic is a poor risk.
Many merchant accounts won’t accept adult oriented businesses as clients or charge them a much higher processing rate because they have a much higher rate of chargebacks.
Nobody has a right to credit line.