maybe catastrophic coverage
but kill every thing else that
insulates the provider from the recipient
The cost of administering medicine would
drop by half, at least.
Because there is an immediate connection
between cost and benefit,
the over-utilization will disappear overnight.
Oh yes, kill all the Lawyers
The cost of "defensive medicine" is staggering. However, if not practiced to the last $5,000 test, the lawyers will crucify the doctor in court.
When the perceived price of medical care drops to zero, demand will approach infinity. Care will be rationed. Some faceless, greasy bureaucrat will decide who lives and who dies.