I have so much crap — it makes me really happy when I can reuse something. I don’t like to shop because I just don’t want to bring any more “things” into my house unless I just flat out need it.
I’m not perfect at it, but I try. Cutting up the credit cards and not debting one day at a time has reduced my indebtedness (and interest payments) by over three thousand dollars over the last four months.
(Geez, REALLY? I must be overestimating, but I’ve knocked about a thousand off the credit card debt, actually more like fifteen hundred, a thousand off the car, over five hundred to my dentist, it really seems to be working.)
“(Geez, REALLY? I must be overestimating, but I’ve knocked about a thousand off the credit card debt, actually more like fifteen hundred, a thousand off the car, over five hundred to my dentist, it really seems to be working.)”
Amazing what you can do when you cut up the cards and pay attention to your debt snowball.
If you really want to accelerate your debt payoff, check out www.daveramsey.com and his book “The Total Money Makeover.” I’ve been following his plan for about 21 months and I have never felt more at financial peace.
Good luck, FRiend.