If you really want to accelerate your debt payoff, check out www.daveramsey.com and his book “The Total Money Makeover.” I’ve been following his plan for about 21 months and I have never felt more at financial peace.
Good luck, FRiend.
I haven’t read his book yet, but I listen to him on the radio. I used to not even be able to listen to him because it made me feel too guilty. After I cut the cards up I found him to be not threatening at all!