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Dealing with the Blues (Change is in the air - and it smells. 401K accounts ALWAYS recover?)
Psych Central ^ | 11/06/08 | Rick Nauert, Ph.D.

Posted on 11/06/2008 7:10:00 PM PST by Libloather

Dealing with the Blues
By Rick Nauert, Ph.D. Senior News Editor
Reviewed by John M. Grohol, Psy.D. on November 6, 2008

Thursday, Nov 6 (Psych Central) -- The events that have occurred over the past few weeks have been emotionally charged. Now the election is over and reality sets in. Days are shorter and seasonal affective disorder (SAD) is already here for many.

“This is the time of the year when people are vulnerable to depression anyway,” said Dr. Thomas Nutter, assistant professor, psychiatry & behavioral neurosciences, Loyola University Chicago Stritch School of Medicine.

“The fact that the election happened, the economy has taken a downturn and the White Sox and the Cubs disappointed us dramatically, all of these things can help depression gain a foothold in certain individuals.”

To help shake off “the Chicago blues” there are some things that the downhearted can do to lift their spirits, including remembering they are not alone.

“Close to 50 percent of the population was going to be disappointed on November 4th regardless of who won,” said Nutter, who is also medical director of Loyola’s department of psychiatry.

“However, despite the hype from both sides, great catastrophe doesn’t await the world. The sun is going to come up tomorrow. It’s not the end of the world.”

Nutter advises that no one, beyond maybe the candidates themselves, should take the outcome of the election as a personal slight against them and their opinions.

“It doesn’t mean that you and your beliefs are totally invalidated. And it doesn’t mean that you and your beliefs are going to have no voice from now until eternity, Nutter said.

“You’ll get another chance. This year your candidate lost but four years from now your candidate could win. There is cyclicity to these sorts of things.”

As with all of life’s major disappointments, it’s important and healthy to move on, Nutter said. A good beginning in this case would be to dump all the campaign signs, bumper stickers, buttons, literature and other materials of your losing candidate.

“The election is over and the choice has been made. Don’t continue to make past politics the centerpiece of your life. It’s the holiday season. Get into the spirit of things,” Nutter said.

When it comes to lifting yourself from the doldrums, no matter the cause, there are some simple things you can do that are known to work well, Nutter said.

“Exercise works. Having replenishing relationships matter. Doing things that you find rewarding and fulfilling is helpful as is attending religious services. Getting plenty of sleep and taking care of yourself works. We all have our limits and learning to live within those limits is important.” Nutter said.

“We all know these things work but don’t do what we should for optimal self-care.”

As far as your 401K, remember — the economy is also cyclical. No matter how far down it goes, it always eventually recovers.

“People need to know that even in difficult financial times, we have as a nation always rebounded,” Nutter said.

And the amount of sunlight will also rebound, which is good news for those who suffer from seasonal affective disorder. Also known as SAD, the disorder is characterized by depression, exhaustion and lack of interest in people and regular activities and can interfere with a person’s ability to function properly.

“The most common type of this mood disorder occurs during the winter months,” said Angelos Halaris, professor of psychiatry, Stritch School of Medicine. “SAD is thought to be related to a chemical imbalance in the brain, brought on by lack of light due to winter’s shorter days and typically overcast skies.”

Halaris said that a tendency to crave sweets is common with SAD. In addition, social relationships are hindered. Here’s how to reduce the risk of developing SAD in the first place.

“If at all possible, get outside during winter, even if it is overcast,” Halaris said. “Expose your eyes to natural light for one hour each day. At home, open the drapes and blinds to let in natural light. SAD can be effectively treated with light therapy, antidepressant medication and/or psychotherapy.”

There are times, though, when a case of the blues is more serious. When the blues take hold and stay it could be a sign of clinical depression. Signs to look for include low mood lasting more than two weeks, loss of appetite or overeating, changes in energy levels, difficulties in concentrating or thoughts about death or suicide.

“Those things may herald or actually already be major depression and are not symptoms to be ignored,” Nutter said. “You should seek immediate medical attention.”

As far as the Cubs and Sox are concerned, neither Halaris nor Nutter could offer much beyond, if you’re a Sox fan, what ’til next year. If you’re a Cubs fan, wait ’til next century.


TOPICS: Crime/Corruption; Editorial; Government; News/Current Events
KEYWORDS: 401k; blues; change; communism; democrat; democrats; economy; finances; hussein; marxism; money; mymoney; notyourmoney; rats; sisepuede; smellofmoney; socialism; spreadingthewealth; yesyoucan
There is $12 trillion in 401k savings accounts - and the RATS want every penny. Just be aware...
1 posted on 11/06/2008 7:10:01 PM PST by Libloather
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To: Libloather
They are feverishly working to confiscate that money.
What to do? Cash out and take the hit, or watch it get
redirected to ‘poor’ people that didn't save anything?
2 posted on 11/06/2008 7:13:55 PM PST by jusduat (thinking about new tagline)
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To: Libloather

These SOBS are chomping at the bit to get their hands on our money. Is the media covering it....I hear nothing but crickets.


3 posted on 11/06/2008 7:24:15 PM PST by ladyvet (WOLVERINES!!!!!)
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To: ladyvet
These SOBS are chomping at the bit to get their hands on our money. Is the media covering it....I hear nothing but crickets.

Can you photoshop a drooling Schumer, Pelosi, Reid, Murtha, Frank, Dodd, Kennedy, Hussein Obomber?

4 posted on 11/06/2008 7:31:24 PM PST by Libloather (November is Liberal, Leftist, Marxist Awareness Month.)
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To: Libloather

Yeah, trying to convince to stay in our 401Ks, so they can steal our money.


5 posted on 11/06/2008 7:36:40 PM PST by jmj3jude
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To: Libloather

This is a collective problem. Bush was allowed to fight 2 wars with no spending cuts or tax increases. He was allowed to boost medicare spending in order to pay off seniors, he was allowed to allow a bunch of other programs to be added. People just kept borrowing and spending and spending and borrowing.

To fix this means rolling back spending levels to 2006 levels and cutting taxes so we can grow revemue enough to start paying down the debt. In 10-12 years we could get half of it back and the resulting reductions in interest would allow us to be in the black in 5 more years. The world would be happy to invest in America again, the dollar would rule the world.

Then I wake up and realize that most people are just too stupid to realize what they have done.


6 posted on 11/06/2008 7:59:24 PM PST by misterrob (Smooth talkers win at singles bars and in politics .. often with similar outcomes for the listener)
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To: Libloather
As far as your 401K, remember — the economy is also cyclical. No matter how far down it goes, it always eventually recovers.

'Always' is a strong word. All investing sites have the advice "Past performance does not guarantee future results." For good reason.

Historically, market downturns have been reversed with time. And the market has been the best investment over a 10 year period than any other. That was in the past, however, - and there is no guarantee that will continue.

The DOW today is where it was in January 2008! We already have confirmation that the stock market was NOT the best investment choice over the last decade, since there would be no gains other than dividends.

Add a socialist agenda into the mix - and all bets are off. The DOW of the last century was with a captialist environment. We've been becoming more socialized with progressive and confiscatory tax rates, the EIC and other free handouts, and now - an out and out socialist that wants to redistribute, steal our 401Ks, and set up socialized medicine!
7 posted on 11/07/2008 7:38:39 AM PST by CottonBall
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To: jmj3jude

If congress starts debating this issue, I anticipate a lot of us withdrawing our 401K money, paying the taxes and penalties, just to be able to keep what we can.


8 posted on 11/07/2008 7:40:16 AM PST by CottonBall
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To: Libloather

Not if the new President and Congress decide they want this money to create their new privatized social security system.

Clinton planned a one-time tax on 401(k)’s but couldn’t do it when the left lost the Congress.


9 posted on 11/07/2008 7:50:38 AM PST by <1/1,000,000th%
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