Hey, if you’re looking to the government to “spread the wealth” and take care of you health care, your thinking changed some where along the line and if you think people like you are going to turn the Republican part into a lite version of the Democratic party, you can forget it. That ship has sailed. That’s what put us in the position of not being able to mop the floor with a racists Marxist.
Seriously, join the Dem party you’ll be happier there (assuming you haven’t made the change already). Then take a ride across the border and wonder to yourself how long it will take America’s economy to be like their’s.
Look..I went through breast cancer last year. All the sob stories you see on tv. I'll give you a hint. They're true. I can't begin to tell you how utterly screwed we were by our insurance company. And how many of my fellow cancer survivors (if they survived) were also screwed.
How? I'll start with just the basics...Deny, deny, deny. Deny claims. Even if it's for regular treatment - nothing cutting edge - find a reason to deny the claims. Deny for so long that the patient has to pay the bills so she doesn't have to file for bankruptcy.
Send the patient a letter saying that her surgeon didn't pre-approve the aenesthesiologist, and therefore the patient owes the full bill. NEVER MIND that all I sat in the office while all pre-approvals were made by phone. Why? Because this is a common ruse used, and I was just lucky enough to be one of the folks they used it on.
Send the patient a letter saying that labwork wasn't pre-approved. (No, I wasn't present for that phone call.) What in the hell does my insurance company think they were going to do with my tissue? Throw it in the trash. I HAD CANCER! The insurance company knew we'd be looking for clean margins in a lab.
On and on.
Watch you college kid get sick and have the insurance company tell you that unless your kid stays in college, they won't pay a claim. Do you think you could continue on with college after surgery? Try it sometimes. (This happens three years ago.)
Then, watch a fellow patient quit her job because she's being treated for stage three breast cancer, and see how she reacts when she has to sell her house to make her cobra payments. She's a professional woman who could no longer work due to a bad reaction to the chemo. What's the point of having insurance if you can't access because you can't work? This is so screwy.
People think they are insured until they actually need it, but then if they're too sick to work (just when they actually REALLY need the insurance), they're screwed. Makes NO SENSE. You carry insurance for when you need it, but when you need it, you can't continue to pay for it. Do you know how many folks are enduring this mess every year?
Republicans could have put in some common sense regulations. People have been telling their horror stories for years, but they didn't listen. Now, they're going to get screwed, and I saw this coming years ago. I was laughed at. Well, laugh all you want right now. Laugh a lot, because you won't be laughing over the next four years.