They're right across the street from the Visa and Mastercard branches.
Unlike MC and Visa, you can actually bank with Discover here: http://www.discoverbank.com/
Full disclosure; I used to work for a credit card company that was not a bank. Sure, its easier to fund credit card loans with deposits, but there are other ways to raise the necessary capital.
You can bank with Discover but it’s not a bank.
Okay then, I think it’s time to change the subject cause you’ve got me more than a little confused.
Here’s my problem. We’re all furious at the people who moved into houses with no downpayment, no income, no job but we blame the banks for the people who put too much on their credit card.