[Carley]

Here’s my problem. We’re all furious at the people who moved into houses with no downpayment, no income, no job but we blame the banks for the people who put too much on their credit card.

[tanknetter]

Here’s my problem. We’re all furious at the people who moved into houses with no downpayment, no income, no job but we blame the banks for the people who put too much on their credit card.

Really? I've seen MUCH more fury here (on FR) directed at Freddie, Fannie, ACORN, CRA, Barney Frank, Chris Dodd, etc (iow those who changed the system to allow people to move "into houses with no downpayment, no income, no job") than at the people who actually took advantage of the changed system.