[Arkinsaw]

I guess you never rent a car or hotel room, or buy anything over the net. Credit cards are great if you pay off the balance each month, I would hate to have to carry that much cash around, plus rental car agencies, hotels, and many other places will simply not take cash or check.

I never rent a car. For hotel rooms and where necessary I use the debit card.

[Virginia Ridgerunner]

Ah...but debit cards have their own unique pitfalls that you need to be aware of:

Watch out for debit card pitfalls

Why I Won’t Be Using My Debit Card To Purchase Gas Anymore

[nralife]

More and more car rental agencies are now taking debit cards. One thing I hate about debit cards is the merchant hold they put on your money. You can be out twice the cost of a service or item until the hold comes off. That seems to take longer than with a credit card.

I'm on track to pay my cards off, but I'm pretty sure I'll always keep at least one of them. Thanks for the advice above about getting out of debt.

[HerrBlucher]

Ahhhh, saved by the debit card. Some places want the debit card back up with MC or Visa, but it usually works. I use my debit card/visa most of the time. I like the idea of not getting a bill at the end of the month.