Near the end of the housing bubble, some lenders were trying to prop up property values by paying people to "buy" their houses; the buyers wouldn't get to stay in the houses forever, but they wouldn't have to actually pay anything for them either.
Such deals could be dangerous for people who have real identities, but would be perfect for alien criminals who do not. Your point about being caution regarding the 5,000,000 figure is well taken, but given that some lenders really didn't care who was signing their "mortgages", I see no particular reason to believe that alien criminals would limit themselves to one or two loads of free money.
There you go. The lender’s covered by FDIC and the perp gets what he wants. Sweet for them but we citizens have been left with the bill.
In fact, in the mortgage disaster it's fairly easy to demonstrate that if 100% of the poor people in America had gotten in on it, they, combined with the illegals, would account for no more than 30% of the problem.
Seems to me other folks ~ who were neither illegal aliens nor poor ~ were the greater part of the problem.
Ed McMahon springs to mind. House worth more than a million bucks he was being evicted!
There are multimillion dollar beach front houses in Carlsbad California where the owners are walking away from their mortgages as the house values falls below the mortgage.
All in all it sounds and feels like a good deal for somebody ~ the rich steal and successully blame the poor for the loss. This precipitates a financial panic that ends up electing a guy as President whose best buddies are white hating black nationalists, MAD BOMBERS, vote fraud specialists, crack brained political cultists who want to put the government in your bedroom, kitchen and living room and sexual deviants.
No doubt the arrival of the Anti-Christ is announced in this way ~ let's see, the Four Horsemen of the Apocalyp[se are described as bringing Famine, Inflation, higher taxes, unusual disease, very high oil prices, war in diverse places, high crime rates, etc.
I think we are at one of those moments in history where something or someone is trying to bust out into reality to cause all sorts of elemental nastiness. Best we get about beating this Obama character in the general election lest that happen.