You are apparently one of the causes too; or potentially so.
The Utopian Politicians may have put the taxpayers' treasure out on an unguarded table, but the Banks and the Financial system, all by themselves, imagined the HELP YOURSELF sign on that table, with the certain knowledge that no one would be able to catch them doing it through the thousand mirrors thay set up to loot the treasury.
You wouldn't be among the latter, would you?
Character --- the ability to do the right thing when you are sure nobody's looking.
I do not blame the banking system for this. They were told that the " affirmative action sub prime mortgages" would have the full faith and credit of the US Treasury behind it.
That was not true. They only had a cadre of Hud, Raines and other Freddie/Fannie Clinton style socilaists behind it. If anything , the banks are guilty of being scammed in the most thorough bait and switch socialist operation our nation has ever seen. Even Dubyah has bitten it, or maybe not? We will have to see.
As to my dipping money out of all this, you have a good imagination, nice try , no cigar. All my money went off shore a year ago.And I own absolutely NO US bank stock or US Mutual funds. Bumpkiss, NADA.
I listened to Bushes warnings about Freddie Mac and Fannie Mae, and acted :-)