Back in the 80’s I applied for a Sears credit card, they rejected me because at the time I wasn’t making a lot of money, I sent a letter asking if they would reconsider and give me a $100.00 limit, (hell they write off about $100 a minute), they flat out refused. About 4 years later they sent me an application out of the blue for a credit card. I wrote them a letter telling them how much money I was making and reminded them about the incident earlier in the 80’s, and told them where I was spending my money (everywhere but their stores!) I asked them why the hell they thought I would want a card now? In the 90’s I got another application and sent them a letter, etc. In early 2000 same thing. I figure I’m about due any day now for another application.
“the deadwood has to go!”
Mortagages to illegals to start with.
“the deadwood has to go!”
Mortagages to illegals to start with.
I had a similar experience with American Express in the early 70s. They turned me down for a card because I didn’t earn enough then.
However, in later years, they have flooded me with offers/applications. Like when I was making $30/hr in the mid-80s and $35/hr in the early-90s.
I would NEVER have an American Express card, not even if they were paying me to use it.
My Platinum VISA and MasterCards work very well.