Because it is not politically correct to point out that it was a stupid idea to force financial institutions to give loans to people who did not earn them. But then the financial institutions should have just ignored the rules and tightened the credit on these low lifes.
EVERYONE was afraid to offend the poor and the minorities. Including the GOP.
The Clinton administration forced lenders to make bad loans. No-one was scared of the poor. They were scared of being put out of business.
This control of business by a Totalitarian state is what von Mises would have called "Fascism".