[TomGuy]

It’s a gift. Be grateful for what you get.

No. It isn't.

It is just like a private insurance policy. You pay in during the working years. Then you are able to withdraw in the 'senior' years.

[DManA]

Not what the courts have said. The money you paid was spent on other things. It’s gone. Every dime you get comes out of some suckers wallet. You’re welcome.