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US foreclosure filings surge 65 percent in April
Yahoo ^ | Wednesday May 14, 9:42 am ET | Alex Veiga, AP Business Writer

Posted on 05/14/2008 8:41:40 AM PDT by CRBDeuce

The number of properties with a filing...declined 5 percent from March.

California had the most properties facing foreclosure at 64,683, an increase of 112 percent from April 2007. The number of properties declined less than 1 percent from March.

The state posted the second-highest foreclosure rate in the country, with one in every 204 households receiving a foreclosure-related notice.

California metro areas accounted for six of the 10 U.S. metropolitan areas with the highest foreclosure rates, led by Merced, with one in every 66 households receiving a foreclosure notice.

(Excerpt) Read more at biz.yahoo.com ...


TOPICS: Business/Economy; Culture/Society; News/Current Events
KEYWORDS: california; foreclosures; homeowners; subprime
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(highlighting was mine) Those paragraphs are excerpted directly from the article, with one snip excluded. Clearly the AP 'writer', as usual, hyped the negative, exhibiting AP's flair for BDS. We all accept the last several months were a 'surge' in foreclosures. The headline I would have written would have noted the obvious decrease in filings! The surge is yesterday's news, the decrease is today's news. /beating dead horse.
1 posted on 05/14/2008 8:41:40 AM PDT by CRBDeuce
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To: CRBDeuce

Home ownership is/was not for everyone.


2 posted on 05/14/2008 8:44:22 AM PDT by frogjerk (Hope is a theological virtue, not a campaign promise)
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To: CRBDeuce

In other news, 95% of mortgage-holders made their payment on time.


3 posted on 05/14/2008 8:44:22 AM PDT by 1rudeboy
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To: CRBDeuce
Great news; we are moving to San Diego in August; should pick up a good deal on a house over the next year.
4 posted on 05/14/2008 8:44:28 AM PDT by SF Republican
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To: CRBDeuce

The surge is working..........


5 posted on 05/14/2008 8:45:44 AM PDT by Red Badger ( We don't have science, but we do have consensus.......)
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To: SF Republican

You probably can have Ladanian Tomlinson’s house for a song......


6 posted on 05/14/2008 8:46:32 AM PDT by Red Badger ( We don't have science, but we do have consensus.......)
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To: 1rudeboy

I just wrote a line on another thread that indicated 1 of 500 were in foreclosure - which means 499 out of 500 mortgagees were making payments on time; the other poster indicated this was a sure sign of a crash.


7 posted on 05/14/2008 8:47:19 AM PDT by SF Republican
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To: CRBDeuce
with one in every 66 households receiving a foreclosure notice.

Life in Democrat Paradise.

8 posted on 05/14/2008 8:47:23 AM PDT by Fido969 ("The hardest thing in the world to understand is income tax." - Albert Einstein)
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To: CRBDeuce
64,683 in a state with a population of 36,457,549???

The horror!

9 posted on 05/14/2008 8:48:22 AM PDT by Sooth2222 ("Suppose you were an idiot. And suppose you were a member of congress. But I repeat myself." M.Twain)
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To: SF Republican

I pulled my number from a recent Victor Davis Hanson article. I hope no one makes me go look it up. :)


10 posted on 05/14/2008 8:49:06 AM PDT by 1rudeboy
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To: Sooth2222
64,683 in a state with a population of 36,457,549???

I have a feeling you haven't had your morning coffee. What kind of comparison is that? It doesn't even rate an "apples to oranges" derision.

11 posted on 05/14/2008 9:04:12 AM PDT by varon (Allegiance to the constitution, always. Allegiance to a political party, never.)
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To: SF Republican

Are you implying there is an aroma to this “All Bush’s fault” story!??


12 posted on 05/14/2008 9:25:38 AM PDT by kcm.org (He became poor, so that we might be rich)
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To: kcm.org

I am not sure what you mean. If you are referring to the numbers I think one was based on So Cal another nation wide.


13 posted on 05/14/2008 9:42:25 AM PDT by SF Republican
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To: CRBDeuce

Nevada, currently the No. 1 foreclosure state, one out of every 146 households is in default.

http://www.tradingmarkets.com/.site/news/Stock%20News/1555266/


14 posted on 05/14/2008 9:47:07 AM PDT by dragnet2
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To: CRBDeuce

A year over year comparison is a better measure over a month to month.

For example, retail sales nosedive in January, compared to the month before, is that a sign of a failing economy? Of course not.

That’s why retail stores compare their sales from the previous year and not the previous month.


15 posted on 05/14/2008 9:55:40 AM PDT by Philly Nomad
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To: dragnet2

Yep...that was in this article as well. Just wanted to highlight the positive, since the BDS MDM refuses to do so!

On a side note, on CNBC yesterday, the CEO of Toll Brothers (#1 homebuilder) told Kramer that 1) “we’re at the bottom”, 2) the “bargains are behind us, and only onesies and twosies remain at each development.”, and 3) Toll INCREASED prices in Naples, Florida. You won’t hear that on any lame stream media or newsprint either. ‘tho to Kramer’s credit, that MAY show up on thestreet.com.


16 posted on 05/14/2008 10:06:21 AM PDT by CRBDeuce (an armed society is a polite society)
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To: Philly Nomad
A year over year comparison is a better measure over a month to month.

Your words have 'statistical' merit. That said, the NEWS was the decline, not the 'y/y' increase! As you imply, the much bigger NEWS will be when the MA becomes a year over year decline, but that will be later rather than sooner, of course. Let's go find another wall of worry to climb!

17 posted on 05/14/2008 10:12:02 AM PDT by CRBDeuce (an armed society is a polite society)
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To: CRBDeuce

Oh, I agree. The bottom in regards to prices has just about bottomed out in desirable regions, or is already there.

The last places to recover will be the resort areas, where people purchased 2nd homes or vacation homes, and were/are dumping them in mass, in addition to economically depressed areas.


18 posted on 05/14/2008 10:21:30 AM PDT by dragnet2
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To: CRBDeuce

That depends, is the decline a historical decline? Does the foreclosures fall every April when compared to March?

And that’s what it looks like.

In both 2006 and 2007, foreclosures decreased from March to April, (and slightly increased in 2005). So this “good news” is really nothing to be joyous about.

http://www.realtytrac.com/ContentManagement/pressrelease.aspx?ChannelID=9&ItemID=2445&accnt=64847


19 posted on 05/14/2008 10:35:36 AM PDT by Philly Nomad
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To: CRBDeuce
Does anyone have a breakdown as to how many are family primary homes, second home, speculative homes, contractors unsold homes, investment properties, etc.? Although there is increased foreclosure activity in this region, my observation is that many are not family primary homes.
20 posted on 05/14/2008 11:12:34 AM PDT by elpadre
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