[Archie Bunker on steroids]

One strategy that I preach is the Roth IRA instead of the traditional. yes you lose a chunk of tax deferred growth, but when the Rats take power God knows what our income tax rates will be. Pay your taxes now! Get free money and don’t buy the advise that you will be in a lower bracket during your retirement.

[expatpat]

Good point. Take your capital gains before Obama puts those rates up.

[Vince Ferrer]

One strategy that I preach is the Roth IRA instead of the traditional.

I agree. A traditional 401k is a bet that the tax rates will stay the same or go down. The Roth IRA/401k is a bet that the tax rates will go up.