Posted on 02/13/2008 10:53:53 AM PST by Scythian
LOS ANGELES — Citing an effort to hold down costs, health insurance giant Blue Cross wants doctors in California to report conditions it could use to cancel new patients' medical coverage, it was reported Tuesday.
The state's largest for-profit health insurer is sending physicians copies of health insurance applications filled out by new patients, along with a letter advising them that the company has a right to drop members who fail to disclose "material medical history," the Los Angeles Times reported on its Web site.
(Excerpt) Read more at foxnews.com ...
The Blues have very little reason for existing these days. States passed special enabling legislation decades ago to allow them to fix prices. Time to clean that up.
I second that. Do they turn away illegals, too, or merely citizens with the misfortune of a pre-existing condition? Wow, condemning these patients all so they can overcharge 'healthy' people for care that you just can't get without insurance. Are they really in the 'medical' field at all?
On the other hand, do you support their customers lying to get coverage fraudulently?
This is either one of three things:
1 - The most stupid and ill timed idea ever floated by a health insurer.
2 - A ploy to help Hillary with her proposal of mandated universal health care.
3 - A combination of 1 & 2.
Therefore, if a person had high cholesterol five years ago, he will not be able to purchase insurance.
Therefore, his only option would be to go to Medicaid and have you and I pay for it.
What happened to HIPPA? So the doctors are bound tighter to the insurance companies than to the patients?
For example: Why purchase auto insurance now, if I can just wait until after I have an accident and then purchase it to retroactively cover my losses?
If you are an insurance company and are approached by a person who has a medical condition that you know will cost $20,000 to treat over the next year, what are you going to set the premiums at? Reasonably, it would be $20,000 plus the premium for covering all other unknown ailments.
I don’t like the timing of this either.
I take it that’s a “yes.”
Do you are happy with their customers lying, and not happy about them doing something about it.
I know it’s tough, but it seems like there is something wrong with that.
So you think you should be able to lie to get insurance?
Obviously....the business-socialist model of health insurance isnt working either. Neither will the popular-socialist Universal Health Care
Time to let business and individuals have unlimited tax-free Medical Savings Accounts. The less we have to rely on business-socialist protected health insurance....the less push we have for the equally bad Universal Health Care
By the time people reach their 30s, most have a “pre-existing condition” such has high cholesterol, metabolic syndrome, teeth or vision problems, GI problems, GERD, injuries that may later result in arthritis, etc.
So, everyone who is not in perfect health cannot purchase insurance?
For instance, I have rheumatoid arthritis. Do I not get to purchase insurance?
my guess is both. big gubermint and big bidness are usually in bed together.
the people who work and pay taxes are their plebes.
Is this applying only to new customers who lied on their paperwork, or would this we used to deny coverage to people who have pre-existing conditions and who tell the truth on their paperwork?
There needs to be a special place in h3ll reserved for health insurer executives that promote this.
Pure Evil unless you want medical coverage. Pre-existing conditions can double the medical costs for all participants. Never gripe about the cost of your premiums because they are dirt cheap compared to what it costs if you get a liver transplant.
When I worked in Personnel in a mill, we found that almost 50% of our medical payments were going to about 50 employees. That’s a business with 3,000 employees. 50 people practically doubled our rates.
At least some of those respiratory issues are due to KHPE (an arm of BCBS) insisting that the NICU discharge her early. Should that affect her ability to get insurance in the future?
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