Assuming she has a decent credit rating, she should call the company and threaten to cancel her card.
They will probably find a reduced interest for her.
I usually pay my balance off each month. Three years ago, my CC billed me for an interest charge. It was posted a week after they posted the full payment that gave me a zero balance. I called, gave them a tonguelashing, and got a full credit.
The interest amount was only about $2.50, but it was the principle of the thing. They thought most of their customers wouldn’t check such, or wouldn’t bother to complain about a small amount. A single overcharge of $2.50 is nothing, but overcharging a few million customers adds up to a hefty sum, even if large percentage of customers do call and complain. If a million don’t call, the CC has pocketed a tidy couple of $million or so.
They have not tried that little tactic on my card since.
The card companies don’t care.
I’ve been with one for 19 years. Never a late payment.
Credit score of 822.
They hit me with a $5.25 finance charge that I considered bogus.
All the parrot on the phone could say was “read your terms and conditions more carefully next time”.
Needless to say, there will be no “next time”.
Our credit card company just sent us a letter telling us there will be a $75 ANNUAL FEE on our next statement. I sent them a letter saying IF there is a $75 FEE we will find another credit card company. Paying to USE your credit card is idiotic.
Our credit card company just sent us a letter telling us there will be a $75 ANNUAL FEE on our next statement. I sent them a letter saying IF there is a $75 FEE we will immediately cancel their card and (easily) find another credit card company. Paying to USE your credit card is idiotic.
Who was the card with, just curious....seen similar crap from Cap One and Chase.
Who was the card with, just curious....seen similar crap from Cap One and Chase. If you still have the account, never mind.