I didn’t take any offense. We thought we were poor because most people did live much better than we did. It all turned out ok. I was able to go to college, and eventually grad school. My wife and I earn in the $150K range. Hardly wealthy, but we live below our means, have no debt, own our home, have a little put away, maybe $500K in our 401ks (as of this week, anyway), and we are happy. When you have less growing up, you learn some lessons, I think. I do worry for our kids because they have never wanted for anything. They are in for a rude awakening in about 7 years (they are 16 years old now.).
Hate to tell you but an income of $150K puts you in the top 20% of households, that’s wealthy.
I can tell we think alike. Any advice for me? My baby is 3 months old now, and I want her to be smart about money. Anything you would have done different along the way? Thanks!