You don’t have to have health insurance to get health care.
And a lot more people would be able to afford paying for health care out-of-pocket if the government would stop mandating health care plans and costs.
You don't have to have money either, in case you didn't know. You could make the same argument re: auto liability. I could just set aside $500,000 for a rainy day, and if I get hit with a liability claim due to an auto accident, I could just pay out of pocket. Shazam!
But most people don't have $500K set aside, so they must get insurance. Most people also don't have tens of thousands of dollars set aside for the health care they WILL get if/when the time comes. I don't pretend to have the best solution, but I also don't pretend the problem isn't real.