The deductible is $2000 per employee now, although they have discounts on doctor visits and prescriptions.
When we started coverage 15 years ago, after Hillary scared the heck out of all the insurers, the deductible was just $100 in an HMO. That’s the problem. Everybody was going to the doctor for a hangnail or a zit. Costs to our insurer skyrocketed.
Someone needs to blame Hillary for the rising costs, because employees began to think healthcare was free and took advantage of it all the time. The doctors/hospitals were charging out the wazoo, too.
When we started coverage 15 years ago, after Hillary scared the heck out of all the insurers, the deductible was just $100 in an HMO. That’s the problem. Everybody was going to the doctor for a hangnail or a zit. Costs to our insurer skyrocketed.
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Bingo, people go to the physician for stupid reasons and they think it is free. We have great benefits and the only time I go is when I really need to, haven’t been since having my last child 5 years ago, with the exception of pap every 3 years.