When we started coverage 15 years ago, after Hillary scared the heck out of all the insurers, the deductible was just $100 in an HMO. That’s the problem. Everybody was going to the doctor for a hangnail or a zit. Costs to our insurer skyrocketed.
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Bingo, people go to the physician for stupid reasons and they think it is free. We have great benefits and the only time I go is when I really need to, haven’t been since having my last child 5 years ago, with the exception of pap every 3 years.
At the time, doctor visits were free and prescriptions were $2.
Sounds like Nirvana to a socialist, doesn’t it?
But, everyone is paying the price now. Thanks to Hillary.