If you are paying 50% they’ve got no right to bitch about your share. They have good benefits.
We pay 100%...we’re facing an 18% increase. But, we’ll pay it. Our employees see it as a great benefit. We just make it part of their compensation plan.
Is your health care plan a high deductible one? That’s what I would require IF I were to have employees....THEN, maybe, they’d learn what RESPONSIBILITY is!
“Once they find out the cost of an individual policy, all but the most thick of them stop griping about my coverage.”
Same issues on my end. I use a HSA account and structured the plan to encourage them to be wise in their treatment choices. Wen people only have to pay the $20 copay they tend to go to the DR for every little sniffle. That drives up the cost.
Professional society
Alumni association
Charitable/Fraternal organization
Credit Union Membership
Warehouse Store Membership
Then that would sever the tie between employment and health care without throwing people with pre-existing conditions to the wolves.
However, that just pushes the responsibility onto organizations that may have even fewer resources necessary to manage all of the paperwork associated with group health insurance.
MSA’s are the way to go. You get a high deductible plan and start a savings account to pay for everything under the deductible.
A web search will show the EBRI closely associated with the RWJF (Robert Wood Johnson Foundation). These people have been pushing for nationalized health insurance/health care for years. This is exactly the kind of “sky is falling” propaganda they specialize in.
Yeah, business is booming until it comes time to talk about health insurance for workers. Then corporations start the on the edge of bankruptcy routine. The goal? To get Hillary and the rest of the gang to pass universal health care so the corporation won’t have to pay it anymore. Corporate interests are moving us towards socialism more quickly than government alone could ever hope to.
But who really pays. Employer contributions to Social Security? What a farce.
You can go to the doctors office and pay a $20 deductible for a $100 visit, or pay $35-40 and not go under your plan and pay out of pocket.
We need to go strictly Health Savings Accounts. We also need to revamp the Electorial Process, and have Term Limits.
As a senior IT engineer, I could go somewhere else and expect more $$$ (likely quite a bit more....), but we have an exceptional package of bennies here.
My heathcare is pretty cheap, for one. Great 401k plan + profit-sharing plan, for another.
For some this works:
http://www.samaritanministries.org/
12,500 families aboard today.
CHCN is not practicing the business of insurance and is therefore not regulated by any state Department of Insurance. For full disclosure statements, click here.
The above is the key to paying for actual legitimate medical expenses.
Costs my family less than $300 a month and the out-of-pocket is only $300 (not $2500 or $5000) You have to practice Christian faith thou. Not easy for everyone.
Freep mail me for more info.
Employer based health care! Who needs that crap? I'm gonna get me some of that good SCHIP stuff the Frost Family got. I heard the dad even got himself a Portable Festool circular plunge-cut saw and them things don't come cheap. You folks paying for healthcare are suckers. That's what Nancy Pelosi told me anyways...
Certainly they’re not gonna be covered if a fella has to pay for stupid health insurance that’s just redundant with what the democratic party promises for FREE
I think all employers should push back against insurance companies and health care providers. We get far less today for our money because everyone is always talking insurance and not about the rising cost. I think everyone should bitch and moan.
Medical care is a product that behaves like a bureaucracy. You get charged whether they fix the car or not. They charge you extraordinary amounts to cover the costs of others. They really need truth in billing. I’d personally like to see all group insurance abolished and Doctors and Hospitals instead offer service plans but I doubt such a thing will happen. All the politicians want to talk about is increasing insurance not helping health care customers have a recourse to the rising health costs.
We need to introduce more competition and provide more consumer rights rather than lawsuits where Health Care is concerned. We also need to import more doctors from countries like India and instead of spending money on stupid ideas like “Universal Health Care” we need to spend the money providing more loan free opportunities for those going to medical school with stipulations that they follow certain service guidelines for so many years after receiving their government funded education.
We also need more small clinics like those popping up in Department stores nationwide. We need more capitalism in Medicine. There are drugs that should be available for pennies that have prices after more than 10 years almost as high as they were when they were first developed. We need more drugs moved to “behind the counter over the counter”.
The cost reduction would far out weigh any of the risk from individuals who might misuse the drugs. Instead now pharmaceutical companies are advertising drugs to raise demand even higher and target people who don’t even know they are sick.
Health care is an evil hybrid that needs to have the leeches of government and insurance plucked off and the needs of the patients balanced with the needs of the doctors who they rely on. I the past 70 years we have went from a service oriented industry where it was common for the doctor to offer in house visits to a very impersonal system for separating patients and doctors from their hard earned money.
In a rational world, this happening might be our cue to get governments out of health care entirely and throw the entire field open to the free market: nurse-practitioners taking the place of "gateway" GP's, open shopping for medications on the world market, hotel managers moving into the hospital field, no more board "permission" required to install MRIs and other test equipment.
But no. Doctors, hospitals and pharma companies will accept a socialist single-payer health management scheme rather than open up to a free market. When this happens, they will richly deserve it.
bttt
The availability of health insurance has never been a factor in my taking of a job.
If they have it and it’s reasonably priced, that’s great.
If they have it and it’s expensive, I opt out.
If they don’t offer it at all, oh well, I do without.
IMO it’s overrated and should never be used as a reason to turn down employment.
I like it because there really is no one to blame its all up to me to fund and administer.
For alot of folks it’s not quite like what many of the posters here are saying. My employer pays half my policy, which has a Dr co-pay and prescription coverage.
Other than vacation the insurance is my main benefit, I don’t get sick days. So those of us you really can’t afford to miss any hours, you only go to the doctor if you really have to.
The real killer though is medication. If you don’t have insurance a lot of medications are exorbitantly expensive. Insanely expensive.