But who really pays. Employer contributions to Social Security? What a farce.
You can go to the doctors office and pay a $20 deductible for a $100 visit, or pay $35-40 and not go under your plan and pay out of pocket.
We need to go strictly Health Savings Accounts. We also need to revamp the Electorial Process, and have Term Limits.
That's what I thought until I went on the high deductible plan with an HSA.
I get the bills and see that the insurance plan takes the Dr's charges of about $100 and writes off about $40, leaving me with a $60 bill I have to pay.
If I went without being in the insurance plan, I'd have to pay the full amount of $100.
My point is, if you do not have an insurance plan, you get raped. The cost, with or without insurance should be the same.