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Massachusetts Faces a Test on Health Care
NY Times ^ | November 25, 2007 | KEVIN SACK

Posted on 11/25/2007 7:07:26 PM PST by neverdem

BOSTON, Nov. 20 — As the Democratic presidential candidates debate whether Americans should be forced to obtain health insurance, the people of Massachusetts are living the dilemma in real time.

A year after Massachusetts became the only state to require that individuals have health coverage, residents face deadlines to sign up or lose their personal tax exemption, worth $219 on next year’s state income tax returns. More than 200,000 previously uninsured residents have enrolled, but state officials estimate that at least that number, and perhaps twice as many, have not.

Those managing the enrollment effort say it has exceeded expectations. In particular, state-subsidized insurance packages offered to low-income residents have been so popular that the program’s spending may exceed its budget by nearly $150 million.

But the reluctance of so many to enroll, along with the possible exemption of 60,000 residents who cannot afford premiums, has raised questions about whether even a mandate can guarantee truly universal coverage.

Additional concerns have been generated by projections that the state’s insurers plan to raise rates 10 percent to 12 percent next year, twice this year’s national average. That would undercut the plan’s secondary goal of slowing the increase in health costs.

“We’re going to be very aggressive in trying to get those numbers down to single digits,” said Jon M. Kingsdale, executive director of the Commonwealth Health Insurance Connector Authority, the agency that markets the subsidized insurance policies. “If we continue with double-digit inflation, I don’t think health reform is sustainable.”

The state’s experience should be instructive to the presidential campaigns, and to officials in California, where Gov. Arnold Schwarzenegger, a Republican, has proposed a similar plan. Democratic leaders there initially rejected an individual mandate because labor unions argued that workers might not be able to afford coverage. They have recently reversed...

(Excerpt) Read more at nytimes.com ...


TOPICS: Culture/Society; Front Page News; Government; Politics/Elections
KEYWORDS: 2008; biggovernment; boondoggle; costoverruns; election; election2008; elections; health; healthinsurance; medicine; mitt; mittromney; rino; romney; romneycare; socialism
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To: tiger-one
Romney has paid back those who supported him AGAIN.

The corrupt slickster takes from people and gives to his contributers.

Just like the slickster's coverup of the BIGdig.

21 posted on 11/26/2007 4:06:27 AM PST by Diogenesis (Igitur qui desiderat pacem, praeparet bellum)
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To: Diogenesis

You nailed it.


22 posted on 11/26/2007 4:40:07 AM PST by tiger-one (The night has a thousand eyes)
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To: neverdem
In particular, state-subsidized insurance packages offered to low-income residents have been so popular that the program’s spending may exceed its budget by nearly $150 million.

For now...

23 posted on 11/26/2007 5:00:46 AM PST by metesky ("Brethren, leave us go amongst them." Rev. Capt. Samuel Johnston Clayton - Ward Bond- The Searchers)
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To: neverdem
"Routine health and dental care should come out of your pocket or Health Savings Accounts. Insurance companies should only be able offer catastrophic coverage and not be able to exclude pre-existing conditions."

Thank you!! I've been sayin' this for years! People think I'm nutz for payin' out-of-pocket for the small-ticket healthcare items (checkups, meds, et cetera).

Government meddling into healthcare is the primary cause for the outrageous costs of care and insurance. Romney's "solution" was anything but.
24 posted on 11/26/2007 5:06:22 AM PST by LIConFem (Thompson 2008. Lifetime ACU Rating: 86 -- Hunter 2008 (VP) Lifetime ACU Rating: 92)
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To: ltc8k6

Not if the health care you DON’T want will cost upwards of $6000, single coverage.


25 posted on 11/26/2007 6:04:32 AM PST by aroundabout
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To: long hard slogger; FormerACLUmember; Harrius Magnus; Lynne; hocndoc; parousia; Hydroshock; ...
Socialized Medicine aka Universal Health Care PING LIST

FReepmail me if you want to be added to or removed from this ping list.
26 posted on 11/26/2007 7:14:24 AM PST by socialismisinsidious ( The socialist income tax system turns US citizens into beggars or quitters!)
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To: neverdem
There are elements of the Massachusetts plan I like but the mandates need to go. The truth is Americans will not pay a great deal for health insurance. If the price tag is too high, they will turn it down.

"Show me just what Mohammed brought that was new, and there you will find things only evil and inhuman, such as his command to spread by the sword the faith he preached." - Manuel II Palelologus

27 posted on 11/26/2007 7:17:54 AM PST by goldstategop (In Memory Of A Dearly Beloved Friend Who Lives In My Heart Forever)
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To: neverdem
“We’re going to be very aggressive in trying to get those numbers down to single digits,” said Jon M. Kingsdale, ...


28 posted on 11/26/2007 9:28:27 AM PST by mvpel (Michael Pelletier)
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To: mvpel

“Mandatory Healthcare? That’s Sick” The Malden Observer
www.wickedlocal.com/malden/news


29 posted on 11/26/2007 9:47:35 AM PST by massgopguy (I owe everything to George Bailey)
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To: ltc8k6

$219 would buy about a a week or so of decent coverage for me and my wife in Maine.
Hmmm.....


30 posted on 11/26/2007 9:54:06 AM PST by MrLee (Sha'alu Shalom Yerushalyim!! God bless Eretz Israel.)
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To: Free Thinking Conservative

“Particularly, insurers should not be able to deny coverage due to pre-existing conditions. That’s the main thing that people don’t get. Even if you can afford it, you can be turned down for minor things.”

If you can wait until you are sick, it isn’t insurance. And insurers do not turn people down for minor things if prices are flexible. Furthermore, there is a guaranteed issue plan in every state by federal law. They tend to be more expensive as you are supposed to buy insurance before you get sick, but you can always get insurance that limits our out-of-pocket to say $6,000 a year no matter what is wrong with you.


31 posted on 11/26/2007 9:27:29 PM PST by cosine
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To: bill1952

You are hostile.

And I’m not a “sir.” Would that fact improve your manners any?


32 posted on 11/27/2007 12:37:24 AM PST by Free Thinking Conservative
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