I don't know about "very, very pricey." $2000/yr. is not nothing, but it's not "very, very pricey" either.
Concierge medicine is more like $3,000 a month.
I have employer sponsored health insurance. It costs me $204 every 2 weeks. In addition, I have $1500 per person per year minimum co-pay if I dare to use the coverage. Prescription coverage is a $20 co-pay. Often I tell the pharmacist to just charge me the standard price of the medication...sometimes that is LESS than the co-pay. When I started working for Pacific Telephone in 1980, I had much better coverage and it was 100% covered by the company. How times have changed.