I know next to nothing about the Frosts, but if they had a business and minimally insured cars, they were playing with fire. An auto accident with another party can mean a lawyer plundering all your business goods, unless you have the business structured properly. They owed it to themselves to overinsure the cars, but it sounds like their other decisions weren’t so great either. OK, but don’t make me or other taxpayers pay for your poor decisions.
I wonder if there is any connection to the Frost family in Miami (quite liberal, I believe) that has donated lots of money to the University of Miami?