The insurance companies finance nothing?
I suppose then you either like socialism or you are ignorant or both.
Let me see you pay out-of-pocket for a heart transplant. Oh what’s that you say you couldn’t. You would need insurance you say.
Like a good little leftist you know nothing.
( Oh and please don’t say I shouldn’t insult you because I am just returning your the insult you made when you said “a vast army of health care bureaucrats who do little to deliver healthcare - among which I presume you are numbered.”
How dare you impugn my integrity you ignorant jerk!
No, the insurance company, and you,lk you chisling idiot, finance nothing. Everything is paid for out of premiums you smarmy jerk.
I have nothing in particular against insurance as a mutual contract between a group of people to spread risk.
I have no problem with a company charging reasonale fees to manage such a pool.
I have a big problem with smarmy jerks like you who put on airs of altruism. Man you have all the sincerity of a funeral director.