No, the insurance company, and you,lk you chisling idiot, finance nothing. Everything is paid for out of premiums you smarmy jerk.
I have nothing in particular against insurance as a mutual contract between a group of people to spread risk.
I have no problem with a company charging reasonale fees to manage such a pool.
I have a big problem with smarmy jerks like you who put on airs of altruism. Man you have all the sincerity of a funeral director.
You are about as plastic as they come you holier-than-thou hypocrite.
Who invests the money that is collected in premiums you stupid dope. You? The policyholder?
No the insurance company.
Who pays the expenses and pays for the healthcare? You? The policyholder?
No the insurance company.
If it’s so easy you knowitall then why don’t you just self-insure?