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To: djf

I’ll bet something was different:

Did you:

-close a credit card?
-open a credit card?
-do either of the above and change the ratio of credit card balances vs. total credit limits?
-pay off or add a new loan account?
-7 years ago, did you have a credit card with a large limit that has been closed for a long time? If so, it reached the 7-year mark and dropped off which could negatively impact your score.


83 posted on 08/21/2007 1:30:01 PM PDT by RockinRight (Fred Thompson once set fire to a crowd of liberals simply by puffing his cigar and staring real hard)
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To: RockinRight

7 years since my last credit card closed. It was always paid in full by the due date and I think I had about a 15K limit on it, but it was just easier for me to handle stuff in other ways.


94 posted on 08/21/2007 1:33:48 PM PDT by djf (America welcomes immigrants! Sadly, America welcomes crimmigrants even more...)
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