[fleagle]

Good luck parker. I also have some major debt on credit cards I’m working my arse off to pay for.

For the average working class American, credit cards are a necessary evil. There are many people, such as you and I, who have used credit cards to grow a business, or some other worthwhile enterprise. Calculated debt is not a bad thing. Manageable debt is not a bad thing.

[jwparkerjr]

Thank you for the good wishes! So far it’s working out. It’s a burden, but when it starts to get me down I just remind myself of the other times in my life when I tried to things with other peoples’ money. That usually brings me back to reality pretty quickly. If I need further encouragement I just do a Google on venture capital and see what’s out there. No thanks.

People who live debt free are a little like ex-smokers or skinny people. They have forgotten that each person’s life is a personal thing and what works for one won’t work another. I just smile, take a bite out of donut and go on about my day.

Thanks again.

[AppyPappy]

For the average working class American, credit cards are a necessary evil.

I have to disagree. They are simply an evil. People constantly use them as if they were income. We have a huge problem postponing gratification in our society. Somehow we have determined that we "deserve" stuff.