>If you prove you did not make the purchases you are covered the same.<
A debit card takes your money from your checking account. There is no credit involved. It is not protected. It is the same as someone using your checkbook. When the cops catch them then you can sue the thief to get it back.
You don’t have to sigh to me about credit cards. I don’t like them either. They are a good way to maintain solid receipts on items that do have a manufacturers warranty though.
No my bank actually a credit union insures my purchases and protects illegitimate purchases with my debit card just like a credit card. And I know there is no credit involved that is why I use a debit card.
Convenient, easy, and safe.
Use your Visa Check Card at millions of merchant locations that accept Visa debit cards, thousands of network ATMs, to make purchases over the phone or on the Internet, or for automatic bill payments.
Purchase amounts are automatically deducted from your checking account, and all transactions are detailed on your monthly account statement with the merchant name, date, and amount
With Wachovia Check Card protection, if you become a victim of confirmed fraud, 100% of any missing money will be credited to your account the next day.
Using your Check Card instead of writing a check means personal information like your address, phone number, and driver's license number stay confidential.