[dawn53]

I use Wachovia and they call their debit card a Visa check card. I don't know if there is any difference between that and a regular debit card. Here's what they say about protection from fraud (notice the words "confirmed fraud"...I'm not sure what that means.)

Convenient, easy, and safe.

Use your Visa Check Card at millions of merchant locations that accept Visa debit cards, thousands of network ATMs, to make purchases over the phone or on the Internet, or for automatic bill payments.

Purchase amounts are automatically deducted from your checking account, and all transactions are detailed on your monthly account statement with the merchant name, date, and amount

With Wachovia Check Card protection, if you become a victim of confirmed fraud, 100% of any missing money will be credited to your account the next day.

Using your Check Card instead of writing a check means personal information like your address, phone number, and driver's license number stay confidential.

[B4Ranch]

I am curious how many victims of confirmed fraud they reimburse annually. Not very many I’ll guess.