If you prove you did not make the purchases you are covered the same. Of course a banker would tell you to use a credit card especially one from thier bank.
I know I’m not gonna win this argument with anyone that thinks credit cards are the only way to survive but I know better. sigh........
>If you prove you did not make the purchases you are covered the same.<
A debit card takes your money from your checking account. There is no credit involved. It is not protected. It is the same as someone using your checkbook. When the cops catch them then you can sue the thief to get it back.
You don’t have to sigh to me about credit cards. I don’t like them either. They are a good way to maintain solid receipts on items that do have a manufacturers warranty though.