As I said, I don't even have to wait to hear the name. As for single-car accidents, I immediately think white, middle-class teenager.
A. a driver with an Hispanic surname was involved in an accident,is easily defeated by observing that not all people with Hispanic surnames are illegal immigrants. The moment you fall back on words that indicate probability, such as "almost always," or whatever, you are speculating. Guesses, even educated ones (to which you are certainly entitled), are not examples of logic. In fact, now that I think about it (but I may be wrong), the logical fallacy itself is named an "error of distribution."
B. a good number of illegal immigrants have Hispanic surnames,
C. therefore, the driver is an illegal immigrant,