......yet on the other hand posting record profits.....
What is the basis for that statement? I don't think you can prove the insurors are making a profit on homeowners insurance in Florida.
Please cite the reference.
Insurers' trick: profit amid cries of poverty:
http://pqasb.pqarchiver.com/sptimes/access/1191337521.html?
I don't think I can prove that either.
But then again, I never made that claim!
There's a feature on your browser that allows you to type in words and then seach the web for information pertaining to those words. Since it seems that you don't live in Florda maybe you might want to get some info on the subject before wading into the conversation.