[HangnJudge]

And from Adam Smith
The Wealth of Nations, Book II, Chapter III

Parsimony, and not industry, is the immediate cause of the increase of capital. Industry, indeed, provides the subject which parsimony accumulates. But whatever industry might acquire, if parsimony did not save and store up, the capital would never be the greater.

[fishhound]

there is no doubt we have a savings problem here in the U.S.