[fishhound]

there is no doubt we have a savings problem here in the U.S.

[Riley]

there is no doubt we have a savings problem here in the U.S.

True enough. I'm coming back from a hard knock right now, and my whole attitude about money and buying things has completely changed. I can walk around all of my old favorite toy stores, and not even be tempted. I'm much more interested in not being broke ever again.

[HangnJudge]

there is no doubt we have a savings problem here in the U.S.

I had been reviewing Adam Smith today, for unrelated reasons,
but his clear thinking is just as applicable today.

Such is the delicacy of man alone, that no object is produced to his liking. He finds that in everything there is need for improvement.... The whole industry of human life is employed not in procuring the supply of our three humble necessities, food, clothes and lodging, but in procuring the conveniences of it according to the nicety and delicacy of our tastes.