These were pillars of the community--and I started to understand how my premiums went to support "soft fraud" like this. If they'd gotten a little visit from the State Atty Gen Insurance Fraud Committee they'd have learned a good lesson. But they all got away with it, and even seemed to feel entitled to get away with it.
Homeowners Insurance companies write policies to exclude floodwater damage--then we hear squawking that, yes, they do exclude coverage for floodwater damage. Entitlement mentality again. Because a great tragedy has come about, the business should be a sacrificial lamb.
Oh, I hear you on that Mamzelle. I'm not trying to make the point that all policy holders are angels. And the kind of insurance fraud you mention hikes the rates for those of us who don't wait for a hailstorm to replace our old roofs.
I guess the answer is to have more investigators out there busting all kinds of insurance fraud, be it from the policy holders or the individual agencies or the industry itself.