[defenderSD]

One more thing: Please do not put indicate that statements in your posts are from the San Diego Union or Business Week without referencing those sources properly. Instead, include links to the original source articles from the SD Union and Business Week, or at the very least use direct verbatim quotes in quotation marks. In post 303 I cannot tell if those are direct quotes from these sources or if they are a mixture of your views and statistics taken from these sources. Please provide links or direct quotes in quotation marks.

[GodGunsGuts]

I linked them to the secondary source I got them from. If you do not trust the source I linked up to, I will be happy to try and track down each individual article--GGG

PS I really don't get people who get upset because a person won't share their view on anything, let alone housing. The way I figure it, if I am correct (or mostly correct) then opposing views only serve to sharpen my own.

[GodGunsGuts]

Still searching for the other links:

"Karevoll said another trend in San Diego County in 2004 was the increasingly common use of adjustable-rate mortgages, which he said represented about 80 percent of all new purchases last year, nearly double national figures."

http://www.signonsandiego.com/news/metro/20050118-9999-1n18housing.html

"BusinessWeek Online has obtained the first-ever measurement by metro area of the increasing popularity of interest-only mortgages, and it shows that San Diego rates No. 1, by number of "IOs" in 2004. In metro San Diego, 47.3% of all mortgages required interest payments only in their early years."

http://www.businessweek.com/bwdaily/dnflash/jun2005/nf20050610_5662_db016.htm